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BENEFITS OF OUR FINANCIAL WELLNESS PROGRAM

BENEFITS OF OUR FINANCIAL WELLNESS PROGRAM

by | Jun 19, 2016 | Blog

What is a financial wellness program? That depends on how you define it.

For most employees, financial wellness translates into a 401(k) program with perhaps a side dish of information about why you should open up a health savings account (HSA).

It feels sort of meager, like a plate of diet food. But it isn’t that your company doesn’t care about you and your personal finances – they do. But most so-called “financial wellness” programs actually fall into one of two categories: (1) They’re trying to sell you something (that most employees can’t actually afford); and (2) they’re trying to get more assets under management.

Best Money Moves is a different sort of financial wellness program because we’re built around the idea that if you solve employees’ pain points – problems that are causing a lack of focus, falling productivity and retention, and higher health care costs – then employees will be happier, healthier and more engaged overall.

Our program offers a number of features we think will help employees better understand and manage their personal finances, including:

  • Our financial Stressometer (R) helps you measure your level of financial stress in 14 categories
  • Easy-to-use and understand calculators that help you understand what’s happening with your finances, including a budget calculator that gives you your very own Best Money Moves, based on your income
  • A unique content-mapping system that gives you the information you need, when you need it
  • Non-profit money coaches, who can help you more deeply understand and tune your budget to help solve critical issues
  • Point-based reward system that gives you points every time you log in, read an article, work on your budget, set a goal, or measure your financial stress; each point translates into one change to win out monthly contest
  • And more…

Financial wellness programs are great – if they work. Best Money Moves will work to bring down your level of financial stress, and make you a happier, more engaged partner in your professional success. Contact us today for a quote!

 

 

BUILD A BUDGET AND CONTROL YOUR FINANCES

BUILD A BUDGET AND CONTROL YOUR FINANCES

by | Jun 19, 2016 | Blog

Some would argue that to be happy, you need to be in control of you life. And, nothing makes you feel more out of control than being underwater with your finances.

Debt, shopping cravings you can’t control, loans that wind up costing more than you thought, and being unable to pay your bills at the end of the month – all of these events (and more) make us feel like life is spiraling out of control.

The best way to regain control of your finances is to build a budget. Put yourself on a money diet – which means you have to make some relatively unpleasant choices so that your spending is much more in line with your income.

And while it’s much more fun to just whip out your credit card, debit card, or phone and pay for the next meal or round of drinks, there’s a very real cost associated with that behavior – kind of like a hangover, it’s no fun to face a budget that’s way out of control the next morning.

So here’s what most people do when facing their own personal financial crisis – they bury their head in the sand and pretend like it isn’t going on. And, then they get stuck.

You don’t have to be stuck. You don’t have to feel as though the debt that’s weighing you down is going to be there forever. Because it doesn’t have to be.

You can get your budget back under control by making a few tiny (though tough) choices and sticking with it. It’s like a money diet.

The diet metaphor works because what you’re doing is putting yourself on a spending diet. You’re only going to spend the minimum you can in order to nurse yourself back to full financial health. We know you can do it: You can build a budget and get your finances back under control.

Best Money Moves can help. We have terrific, easy-to-use and understand tools and information that will guide you through each move, along with our Stressometer(R), which can help you figure out what’s causing the most financial stress right now. And if all seems overwhelming, you can call one of our nonprofit Money Coaches for personal, one-on-one guidance.

Imagine that. Help from someone real, who will pick up the phone when you call, and guide you through the toughest period of your financial life. And, it’s all part of the Best Money Moves program.

If your colleagues are in financial trouble, show this to your employer. Ask them to add Best Money Moves to the company’s financial wellness offerings. Our program is affordable, comprehensive and features award-winning information from some of the most distinguished financial writers and authors.

Best Money Moves. We can help! Contact us today for a quote.