Saving for retirement is important, but it’s not the only path to financial security.

In fact, there’s a whole lot more that goes into building financial security than just stuffing your retirement savings into a 401(k), IRA or other investment vehicle.

A recent study found that 98 percent of respondents have a retirement plan, but 71 percent didn’t have an emergency fund stocked with at least three months of expenses.

That means that if these folks lost their job, were injured or faced another financial emergency, they’d be out of luck and extremely financially stressed.That stress comes with them into the workplace, and it’s why employers need to help their workers see the bigger financial security picture.

Is your company’s location hurting employee retention? Businesses in Los Angeles say the area’s high housing costs are keeping top talent out of the area. Some employers offset these costs with specially designed hiring packages.

Can Fido or Fluffy reduce stress in your office? One study found that bringing their pets to work reduces the amount of stress employees feel. Six tips for making your office pet-friendly.

Millennials think retirement is a long way off, but it’s closer than they think. Are your Millennial employees asking these retirement questions?

The GOP’s financial policies raise concerns for retirees. Some worry that delaying the fiduciary rule and blocking Obama-era rules allowing cities and counties to set up retirement savings plans for private-sector employees will cause more hardships. Read three suggestions for improving retirement outcomes.

Too many tools and processes get in the way of employee productivity. Employees want to do a good job, but complicated office procedures slow them down. Here are four ways HR leaders can simplify office elements.

Building company culture doesn’t just mean making employees happy. Ideally, your employees are happy to come to work, but employee engagement should be your company’s main objective. How to focus on what matters.

Would you prefer a lump sum retirement benefit or a monthly annuity? A recent study found that retirees who choose a lump sum are likely to spend it too quickly, while an annuity forces retirees to spread out their spending.

Managers are responsible for 70 percent of employee motivation, so it stands to reason that a bad manager makes employees more likely to seek other opportunities. These nine manager mistakes make employees quit.

The nitty-gritty financial facts behind investing and savings can be confusing. A recent survey found many Americans are confused on key financial concepts, setting them up for financial stress later. Do your employees understand these three basic financial facts?

Have something to add? Email info@bestmoneymoves.com.

It’s hard to stay on top of everything in the news. That’s why each week our Best Money Moves newsroom will bring you the most important news in financial wellness, employee benefits and financial stress. We hope you like the information and, if you do, please spread the word. For midweek developments, follow us on Twitter and on Facebook.

How much do your employees know about retirement planning?

Probably not as much as they think, and that ignorance can lead to lots of financial stress as they try to plan for their golden years.

The American College of Financial Services and the New York Life Center for Retirement Income put together a retirement planning quiz and the results are shocking: they found that most Americans could only correctly answer two or three questions out of six, effectively failing the quiz.

Without a proper understanding of what retirement planning entails, employees’ retirement-related financial stress will soar as they approach the end of their careers. These are the retirement topics that cause the most confusion.

LGBT employees are protected from workplace discrimination under the Civil Rights Act, a federal appeals court ruled last week. The ruling overturns a previous appeal and states that employers can’t fire employees because of their sexual orientation.

Can your employees customize their benefits packages? A new study from MetLife found that employees – and especially Millennials – report increased loyalty to their employer when they can pick the benefits they find most useful to them. Which benefits do they want most?

Optimism may keep Americans from preparing for the future. A Northwestern Mutual study found that while Americans think the economy will continue to improve this year, they aren’t making long-term financial plans and are setting themselves up for future financial stress.

401(k) plans are a great way to save for retirement, but they’re also misunderstood. Between figuring out how much money to deposit and deciding whether to tap into those funds early, here are 10 common 401(k) misconceptions.

As more Boomers head into retirement, many find they’re under-saved and under-planned, according to a new report. The Insured Retirement Institute found that 30 percent of Boomers have postponed retirement and 26 percent have stopped adding money to their retirement accounts. Here are 10 retirement struggles they face.

More than 61 percent of Americans get their healthcare through employer plans and those employers want to pay less for prescription drugs. A recent survey  of employers found that controlling the cost of pharmaceuticals is a top priority for them in any healthcare reform. See which other issues topped the list.

Sometimes a company culture develops organically and sometimes you have to create it. It starts with identifying your company’s values and implementing practices that reflect those values. Check out these suggestions for practicing common company values.

When employees are financially stressed, they may view their retirement accounts as an easy source of cash. However, borrowing from retirement accounts can rack up taxes and penalties while also reducing the amount of interest accruing on the account. How to combat 401(k) “leakage.”

What annoys your Millennial employees? Calling them Millennials. A study by LIMRA found that less than half of those who fall in the Millennial age group identify with the term and many see it as carrying a negative connotation.

Have something to add? Email info@bestmoneymoves.com.

It’s hard to stay on top of everything in the news. That’s why each week our Best Money Moves newsroom will bring you the most important news in financial wellness, employee benefits and financial stress. We hope you like the information and, if you do, please spread the word. For midweek developments, follow us on Twitter and on Facebook.