Best Money Moves is growing at an incredible rate and more and more people are signing up, logging in and dialing down their financial stress. We strive day-in and day-out to provide our users access to unbiased , leading-edge financial resources – all with a single click.  

And we are getting great feedback. One user told us that her stress had gone from a 7 to a 4 because of Best Money Moves. That’s what makes it all worthwhile.

To everyone receiving the BMM Roundup every week, we wish you the best for the holidays and a prosperous 2018!

Warmest regards,

Ilyce Glink

Navigating gift-giving at work can be tricky. The seemingly simple (and fun) task of a holiday gift exchange can often feel overwhelming and overbearing: How much should you spend? Can you give a gift-card – or even cash? How personal should it be?  Choose the right gift with these tips.

Laughter can create legal liability – here’s what you should know. A poorly chosen joke or off-the-cuff remark by an employee – even if well intended – can bring serious legal troubles to your company and cause higher employee turnover. When workplace humor just isn’t funny.

Millennial employees aren’t asking the right questions about retirement, but they want to. Over one third of millennials cited saving for retirement as their number 1 source of financial stress and half have no clue how much money they’ll need to live on. Here’s how you should help.

The CVS-Aetna merger will influence how your company continues to provide healthcare benefits.  A recent Aon survey shows that top U.S. employers may start contracting healthcare benefits differently, based on this massive takeover.  Here’s how the merger could affect you.

How does your HR team handle sexual harassment complaints? All companies are held to the same standards; regardless of size, industry or location. Being prepared to properly respond involves planning and legal consultation. Be prepared to swiftly address harassment claims.

Congratulations, you’ve made it through 2017’s open enrollment! Don’t worry, you still have plenty of work to do. There are some very important items you’ll want to be on top of before the year ends, in order to avoid headaches later. Here’s your post-ACA-enrollment checkup.

Let the end-of-year vacation binge begin! Often, the stress of arranging your time off or worrying that everything will crumble while you’re gone can derail your trip-planning all together. We all need time off and worrying the entire time is not going to let you unwind. 6 tips to a stress-free break.

Have something to add? Email info@bestmoneymoves.com.

This year’s Affordable Care Act registration ends December 15th. Here’s what you need to know and why you should be helping “push” your employees across the finish line.

This year, the Affordable Care Act, also known as Obamacare, has the shortest enrollment period ever, reduced to 45 days from its previous 3 month enrollment period. This may prevent individuals from registering on time, especially those “healthy procrastinators.” As an employer, you may be penalized.

The ACA requires that employers with 50 or more full-time employees provide health insurance to all full-time employees and their dependents. With rumors afoot, there is a lot of confusion right now among employers; it’s important to know that offering benefits is still required and the Affordable Care Act is still very much in effect as “law of the land.”

2018 will bring several changes to policies and the how the ACA is enforced. Most importantly, there will be changes in processes, forms and filing dates and you may face a time crunch early in the year, which could possibly affect dealings with your employees as well your interactions with the IRS.

Additionally, those employers who may have been  noncompliant with the ACA at any point between 2015-2017 will be hearing about it soon. The IRS has been slow to address noncompliance, but they are catching up and employers might receive three years of fees at once.  

It is important for employers to know what aspects of the Affordable Care Act have changed, and which have remained the same – and you need to know by the end of this week.

2018’s changes to the Affordable Care Act: What you need to know, ASAP.

The numbers speak for themselves. A company that invests in developing a quality onboarding process is 25 percent more likely to retain its workforce and increase employee performance. Here are the top picks of the industry’s contemporary,  innovative and cutting-edge employee onboarding processes. Develop your cutting-edge onboarding process today.

Are you and your HR team ready for the upcoming year? As December mulls to a close, so does your annual checklist. Whether you’re ahead of your game or looking for a well-intentioned distraction, there’s always more to get done! From open enrollment to flexible spending, vacation days and file auditing, ‘tis the season to read-up on and start checking-off your end-of-year HR checklist.

Are the holidays causing undue financial stress in the workplace? Don’t let the winter-holiday-woes weigh heavy on your employees. Sometimes, a fun distraction is the best short-term solution there is! Here are 5 outstanding ways to recognize, celebrate and enjoy the holiday season – at work. Help your employees de-stress during the holidays.

Company benefits are amping up in 2018. Recognizing the importance of helping your employees make better financial decisions is going to pay off, in the short and long term. Studies show that employers who focus on the overall on-the-job satisfaction of their teams are seeing higher productivity and less turnover. Employee benefits trends to watch out for.

Self-Employed? Setting up a healthy retirement-savings plan is even more important for people like yourself. Unlike traditional employees, the likelihood of your having a 401(k) or pension is quite low. Did you know that 42 percent of self-employed professionals and small business owners are dangerously not preparing for their retirement?  Start planning for your retirement, today!

Should paid time off be provided in cases of extreme weather? Absolutely. Employee benefits are meant to provide flexibility and ease of mind when life intervenes with work expectations. With the massive uptick in extreme weather, “climate leave” is rising through the charts of standard, expected employee benefits. Here’s why your staff should be paid during inclement weather.  

The baby boomer brain-drain has arrived. Boomers are beginning to leave the workforce en masse. 56 percent of US leadership positions are held by boomers and 66 percent of all US companies are owned by these seasoned employees. As the wave of retirement arrives, how can companies retain the boomers’  knowledge and expertise? How to resist the brain-drain.

Have something to add? Email info@bestmoneymoves.com.